Background Pattern

The Whole Insurer. One Platform. One Ledger.

Life, non-life, health, annuities and pensions — from underwriting and claims through reinsurance to the general ledger, in a single system. Trusted by AXA, AEGON and Assurant.

SISos Home Page

Some of the insurers that trust SISos

Analyst recognition

Celent XCelent Award: Advanced Technology 2025
Celent Technology Standout 2025
Celent Noteworthy Solution 2025, EMEA

One System for Everything — So the AI Sees Everything.

Underwriting, claims, commissions, reinsurance and full accounting share one data model — so the AI reasons over the whole policy lifecycle, not fragments of it.

One system. AI sees the whole insurer. AI sees the entire shared data model. Underwriting, Claims, Commissions and Reinsurance all feed into Accounting, the foundation of the system. Animated transaction pulses move into Accounting, then the shared model signals full context to AI. AI Full business context SHARED DATA MODEL Underwriting Claims Commissions Reinsurance Accounting Every transaction. One ledger. THE FOUNDATION

Comprehensive Insurance Operating System

Automation

Our drag-and-drop BPM modeler and engine enable automatic decisions and responses based on any variable or risk level, automating complex workflows, reducing manual tasks, and accelerating operations for improved efficiency and agility.

Image

Unification

Replace outdated legacy systems with a unified, modern platform, seamlessly integrating all your data and eliminating silos across departments and systems for enhanced efficiency and collaboration

Image

Scalability

Add distributed horizontal nodes to the event bus and scale indefinitely as demand grows seamlessly handling operations of any size.

Image

AI-Powered

Simplify complexity with the power of AI

Image

SISos Powerful Capabilities

Every capability below runs on the same core and the same data model. Configured, not bolted on.

Service Image
Service Icon

Comprehensively Integrated

One module for each department, seamlessly integrated across functions—from subscription, claims, finance, commissions and reinsurance, all the way to accounting. All lines of business supported.

Service Icon

Automatic Decisions

Comprehensive drag-and-drop BPM designer and engine, capable of automating decisions based on risk levels.

Service Icon

Easy Compliance

Stay fully compliant and in control with IFRS-17, KYC, AML, and regulatory accounting reports, seamlessly managed in one unified platform.

Service Icon

Low Code

Respond swiftly with the agility and power of low-code

Service Icon

Natively Interconnectable

Command-based, API-first design for multi-channel connectivity.

Service Icon

Scalable Architecture

Integrated message bus designed to orchestrate an unlimited number of distributed nodes, seamlessly handling businesses of any size.

Service Icon

Composable

Out-of-the-box tools for UI and logic expansions, enabling a secure plugin ecosystem that ensures seamless scalability without disrupting business operations

Service Icon

Flexibility

Build dynamic reports with the integrated drag-n-drop report builder, variable based output documents, custom forms, integrated DMS and more

Service Icon

Actuarial Engine

Integrated an Excel-like module, designed with actuaries in mind, for seamless actuarial model design and execution.

Service Icon

Business Continuity

Integrated multi-zone backup system with high-availability support for seamless environment switching.

Service Icon

AI-Powered

AI-powered insurance-trained companion designed to assist with complex configurations, advanced data searches, big data analysis, and more

Service Icon

Fraud Detection

Risk and fraud analysis powered by advanced pattern recognition and anomaly detection.

All Lines of Business

Comprehensive management for every line of business

Feature Image

Life, non-life, health, annuities, and pensions products

CheckBox Icon

Design and manage multi-investment unit-linked life insurance products with ease

CheckBox Icon

Insure any type or quantity of insured objects with the advanced technical object editor for non-life insurance

CheckBox Icon

Streamline health claim workflows, manage providers and networks, and optimize claim adjudication processes for maximum efficiency.

More Features

Decades of experience in insurance and technology, seamlessly packaged into one product.

Reinsurance

Automated distribution of all types of proportional and non-proportional reinsurance contracts, featuring granular line-by-line control over distribution behavior.

Executable BPMN 2.0 Diagrams

Streamline best practices automation with decision gateways and rules driven by risk levels and other customizable conditions, all configured directly within the BPMN 2.0 diagram.

Document templates

Create and customize document templates seamlessly using Microsoft Word.

Credit module

Comprehensive credit module for streamlined loan product design and management

Endorsements

Select from a wide range of change types, complete with an approval workflow and pre-change snapshots for enhanced control and transparency

Account Based

A contact or policy can include multiple accounts, providing real-time visibility into all realized and unrealized movements across any currency or investment unit

Audit Log

Comprehensive logging and oversight of every action within the system

Ready to Scale Your Company?

Discover the power of SISos with a customized proof of concept designed specifically for your company.

Image